Terms & Conditions
Insignia Concepts Limited

Effective Date:10 March 2025

1. Introduction

Welcome to Insignia Concepts Limited. These Terms & Conditions govern your use of our website and services. By accessing our services, you agree to comply with these terms. If you do not agree, please do not use our services.

2. Definitions

• “Company,” “we,” “our,” or “us” refers to Insignia Concepts Limited.
• “User,” “you,” or “your” refers to any individual or entity using our services.
• “Services” refers to our website, products, and any related offerings.

3. Use of Services

• You must be at least 18 years old to use our services.
• You agree to use our services only for lawful purposes.
• Any unauthorized use, including data scraping, hacking, or reverse engineering, is prohibited.

4. Intellectual Property

• All content, logos, and trademarks are the property of Insignia Concepts Limited.
• You may not copy, distribute, or reproduce our content without written permission.

5. User Responsibilities

• You agree not to engage in any behaviour that disrupts or harms our services.
• Providing false or misleading information is strictly prohibited.

6. Payments & Billing

• All transactions must be completed as per our payment terms.
• We reserve the right to change pricing and payment terms with prior notice.

7. Refunds & Cancellations

• Refund eligibility depends on our refund policy, which may vary per service.
• Cancellations must be requested in accordance with our cancellation policy.

8. Limitation of Liability

• We are not liable for any indirect or consequential damages arising from the use of our services.
• Our liability is limited to the amount paid for the service.

9. Privacy Policy

• Our Privacy Policy explains how we collect and use your data.
• By using our services, you consent to our data practices.

10. Third-Party Links

• We may include links to third-party websites, but we are not responsible for their content or policies.

11. Termination

• We reserve the right to terminate accounts for any violations of these terms.
• Users may terminate their accounts at any time by contacting us.

12. Changes to Terms

• We may update these terms from time to time.
• Continued use of our services after updates constitutes acceptance of the new terms.

13. Governing Law & Jurisdiction

• These Terms & Conditions are governed by the laws of England and Wales.
• Any disputes arising out of or related to these terms shall be resolved in the courts of England and Wales.

14. Contact Information

For any questions regarding these terms, please contact us at:

Insignia Concepts Limited
Email: info@insigniaconcepts.com
Address: 71 – 75, Shelton Street, Covent Garden London, WC2H 9JQ United Kingdom

Thank you for using Insignia Concepts Limited services.